Important news before you travel:
If you are in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.
For more information: Check out the link below which will send you to the US Governments official website.
BUENOS AIRES - ARGENTINA
Buenos Aires is called the “Paris of South America,” because of it's architecture and rich European heritage. But the city and its people, known as porteños, are a study in ...read more
MOUNT RAINIER VOLCANO
An active volcano, Mount Rainier is the most glaciated peak in the contiguous U.S.A., spawning six major rivers. Subalpine wildflower meadows ring the icy volcano while ancient forest cloaks Mount Rainier’s lower slopes...read more
A VISIT TO AUSTRIA
Origins of modern-day Austria date back to the time of the Habsburg dynasty, when the vast majority of the country was a part of the Holy Roman Empire. Austria is full of rich history and culture spanning centuries....read more
NEW YORK'S JFK AIRPORT
JFK international airport is located 15 miles by highway from midtown Manhattan. JFK’s terminals, parking lots and hotels operate 24 hours a day, 365 days a year and cover more than 880 acres.
If you choose to enter the terminal with the passenger, please be aware that only ticketed passengers will be allowed past the security checkpoint. However, you may enjoy any of the areas before security. As an alternative, you may drop off your passengers at the Kiss and Fly located at the Lefferts Boulevard AirTrain Station where they can ride AirTrain free of charge to their terminal in just 10 minutes.
Electric Vehicle Charging
Air travelers who own electric vehicles can charge them at Kennedy International....read more
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GETTING A LOAN AFTER BANKRUPTCY
Debt got you down? You’re not alone. Consumer debt is at an all-time high. Whether your debt dilemma is the result of an illness, unemployment, or simply overspending, it can seem overwhelming. In your effort to get solvent, be on the alert for advertisements that offer seemingly quick fixes. While the ads pitch the promise of debt relief, they rarely say relief may be spelled b-a-n-k-r-u-p-t-c-y. And although bankruptcy is one option to deal with financial problems, it’s generally considered the option of last resort. The reason: its long-term negative impact on your creditworthiness. Bankruptcy information (both the date of your filing and the later date of discharge) stays on your credit report for 10 years, and can hinder your ability to get credit, a job, insurance, or even a place to live.
If you have filed for bankruptcy personal loans are still possible but they won't be easy to get and you may be limited to the same type of bad credit personal loan that other borrowers are able to find. Once the bankruptcy has been discharged, the bankruptcy stays on your credit report for 7 years. Then, slowly the discharged creditors start to disappear from the the credit record.
Bankruptcy personal loans are made available by lenders who are willing to take a chance on someone who has unpaid debt. These interest rates are higher than those rates offered to someone with a good credit rating. But at least, there is financing available for consumers who sincerely want to turnaround their poor money management habits. These high interest plans often provide an immediate financial boost which can provide some families with tools for success.
The most common type of after bankruptcy personal loans is the payday loan which is guaranteed by the debtor's next paycheck. While this may solve an immediate problem, one needs to use caution, because it could mark the beginning of another downward spiral into financial trouble. Certain Internet companies advertise unsecured borrowing as high as $10,000.00. All of these are limited in terms and carry a high interest rate.
Collateral is usually required for after bankruptcy personal loans. The after bankruptcy personal loan for a car is secured by the automobile itself. A home equity loan has the house as collateral.
There are many factors which contribute to having bad credit, and a bankruptcy is just one type of event that can lower your credit score.
Considering Bankruptcy Personal Loans:
If you are seeking bankruptcy personal loans because you've hit another bump in the road following your bankruptcy, then virtually all lenders are going to be extremely wary. You already have a pattern of not handling your debt and now you have the appearance of falling back into that same pattern.
If, however, you are looking for a personal loan following bankruptcy as a way to buttress your credit situation, then you may have a better chance. You will only get loans with high interest rates, but a lender could view you as someone trying to turn around a difficult situation. And, depending on how long it's been since the bankruptcy, there are rules against filing a second bankruptcy too soon.
Contacting Lenders Online for Bankruptcy Personal Loans:
You can certainly get in touch with lenders no matter the reason you need the loan. But you will find it difficult for most lenders to grant bankruptcy personal loans because you have the profile of someone running into the worst kind of financial trouble for a second time. However, lenders will see your credit report and will be able to distinguish if you are in financial trouble or if you are trying to establish credit.
If it's the latter, you just may be able to convince a lender to give you a loan - though you will also need to determine if the high interest rate involved is worth the effort to improve your credit. Perhaps getting a secured credit card is a better way to start.
No Credit Check Bankruptcy Personal Loans:
But if the motivation is strictly for money because of a financial emergency, there are a couple of alternatives that should work - though they are risky and the interest cost will be high - even for borrowers with bankruptcies on their records.
These usually don't involve a credit check because the loan is secured by the valued of a piece of property - often a vehicle. The interest rate will still be high, but the lender is protected because if you default, you turn over the title to the property.
These also don't rely on a look at your credit history. Instead, the lender is protected by your employment and the paychecks you are regularly receiving. Make sure the loan is absolutely necessary, because payday loans involve exceptionally high interest and allow only a short time for repayment.
These bankruptcy personal loans are often no more than $1,500 and are only given out if you can prove regular employment and have a checking account. You have a pay period to pay back the loan plus interest, or more interest is added to the loan and you have until the next pay period to at least pay that interest off. Always check with the Better Business Bureau before pursuing any title loan or payday loan. more on bankruptcy