Important news before you travel:
If you are in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.
For more information: Check out the link below which will send you to the US Governments official website.
BUENOS AIRES - ARGENTINA
Buenos Aires is called the “Paris of South America,” because of it's architecture and rich European heritage. But the city and its people, known as porteños, are a study in ...read more
MOUNT RAINIER VOLCANO
An active volcano, Mount Rainier is the most glaciated peak in the contiguous U.S.A., spawning six major rivers. Subalpine wildflower meadows ring the icy volcano while ancient forest cloaks Mount Rainier’s lower slopes...read more
A VISIT TO AUSTRIA
Origins of modern-day Austria date back to the time of the Habsburg dynasty, when the vast majority of the country was a part of the Holy Roman Empire. Austria is full of rich history and culture spanning centuries....read more
NEW YORK'S JFK AIRPORT
JFK international airport is located 15 miles by highway from midtown Manhattan. JFK’s terminals, parking lots and hotels operate 24 hours a day, 365 days a year and cover more than 880 acres.
If you choose to enter the terminal with the passenger, please be aware that only ticketed passengers will be allowed past the security checkpoint. However, you may enjoy any of the areas before security. As an alternative, you may drop off your passengers at the Kiss and Fly located at the Lefferts Boulevard AirTrain Station where they can ride AirTrain free of charge to their terminal in just 10 minutes.
Electric Vehicle Charging
Air travelers who own electric vehicles can charge them at Kennedy International....read more
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HOW TO INVEST FOR COLLEGE EXPENSES
So you want to invest for your child's college fund and are not exactly sure of what to do. What you need to keep in mind is that there are numerous places on the internet with information on how to prepare for your children's college expenses. Do a search for related material regarding college savings plans and ths may help you out. So first:
Keep your investments simple, and stick to mutual funds that have solid three- to five-year track records and low expenses. You can even opt to have the fund company make automatic monthly withdrawals from your bank account to force you to save.
Most planners recommend that you base your asset allocation on your child's age. If your child is eight or younger, you can keep 60 to 95% of your money in stocks. You can choose a balanced fund, which holds a prescribed ratio, usually 60-40, of stocks to bonds. Or you can choose your own mix of funds and invest proportionately. For help in finding the right mix for your savings goal, try our Asset Allocator.
When your child is between ages 9 and 13, your portfolio should get more conservative, not by moving money out of your earlier investments but directing more of your new contributions to bond funds and tamer stock funds.
For example, if you were putting 90% of your contributions into stock funds, and 10% into bond funds, switch to a 50-50 allocation. If you want to curb the volatility that stock funds can create, put your contributions into equity-income funds, which invest in stocks paying high dividends and tend to ride market dips better.
When your child turns 14, start to shelter the returns you've earned so far. You can do this by moving your equity assets into money market and short-term bond funds over the next four years, so that by the time your child enters college, you are out of equities entirely and can cash out quickly.
If the bond portion of your savings has exceeded $10,000, you may consider purchasing government short-term Treasury notes directly from the U.S. Treasury, to avoid paying any management fees to a fund company.