Important news before you travel:
If you are in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.
For more information: Check out the link below which will send you to the US Governments official website.
YOSEMITE NATIONAL PARK
Yosemite National Park is located in California’s Sierra Nevada mountains. It is best known for its waterfalls, but within its nearly 1,200 square miles, you can find deep valleys, grand meadows, ancient giant sequoias, a vast wilderness area, and much more. More than 5 million people visit Yosemite each year....read more
GOING TO LONDON'S HEATHROW?
Heathrow Airport is used by over 90 airlines flying to 170 destinations worldwide. The airport is the primary hub of British Airways, and is a base for Virgin Atlantic. With 190,000 passengers arriving and departing every day, Heathrow handles more international passengers than any other airport in the world.
Of Heathrow's 69 million passengers in 2011, 7% were bound for UK destinations, 41% were short-haul international travellers and 52% were long-haul. The busiest single destination in passenger numbers is New York, with over 3.8 million passengers between Heathrow and JFK / Newark airports in 2011. The airport has five passenger terminals (numbered 1 to 5) and a cargo terminal.
Full body scanners are now used at the airport, and passengers who object to their use after being selected are not allowed to fly...read more
THE WILDERNESS OF ALASKA
Alaska is more than just the largest state in America it is one of the largest natural untouched places in the world. There is so much to do and see in Alaska whether you prefer to hike on an ice age glacier...read more
YELLOWSTONE NATIONAL PARK
Yellowstone national park is a wonderful place to go on vacation. Old Faithful and the majority of the world's geysers are preserved at Yellowstone. They are the main reason the park was established in 1872 as America's first national park...read more
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TOP 10 FACTS ABOUT ONLINE BANKING
Many people already know that online banking services can simplify your financial responsibilities. In today's world almost all transactions, payments, and maintenance activities can be handled online.
1. Just about any financial account that you own can be monitored online. Current balances, payments due, deposits, withdrawals, and scheduled transactions will be displayed on an account summary page. This allows you to monitor your accounts for any changes or transactions that you may have forgotten to record.
2. Online banking accounts usually record images of a customer’s checks. At the click of a button, you can see the front and back of any check that has posted to your account.
3. Funds can be quickly and easily transferred from one account to another - from a checking account to a savings account, for example.
4. Online banking systems often provide a simple way to send funds to someone via wire transfer. Instead of taking cash to a wire transfer office, you can transfer the money electronically. The recipient can then pick it up at the office specified.
5. Most or all of your monthly payments - for credit cards, utilities, subscriptions, etc. - can be made online. Payments will post immediately which greatly reduces the risk of late payment fees.
6. If you prefer not to pay each bill manually, many banks will allow you to set up automatic payments. On the dates you specify, money will be taken automatically from your checking or savings account and paid to utilities and other accounts.
7. National banks sometimes offer the ability to apply for a loan online. A decision can be made almost immediately, and the loan may be deposited directly into the customer’s checking account.
8. Most banking systems support the ability to import account history and transaction records into the account holder’s personal accounting software. Once imported, the records are accessible even when internet access is not available.
9. With some banks, you may be able to request new debit cards or order new checks by clicking just a few buttons.
10. Canceling scheduled transactions is simple with online banking. Customers can request a ‘stop payment’ on outstanding checks or cancel electronic withdrawals easily.
The convenience of online banking accounts has become a necessity for many Internet users. Last year, almost 70 million households with Internet access used online banking services. Paying bills, searching transactions and transferring money at any hour, from any location - online banking accounts have a lot to offer their customers.
You can keep up with transactions, see what’s cleared, pay bills and move money between accounts, all 24 hours a day, seven days a week. Continuous access to your financial information equips you to manage your money as carefully as you need to, and paying bills online gives you control that mailing a check never could. You can specify when a payment will be made, even setting it up in advance to be paid, for example, after a paycheck is deposited. You can also monitor credit card charges, so your monthly bill won’t be an unpleasant surprise.
Online banking is fast. You don’t have to wait to get a bank statement in the mail, and checking your balance is as quick as logging on to your bank’s website. You can not only see what transactions have cleared in real time, you can also pay a bill and have it credited quickly - in some instances, by the next day.
Ease of use
Of course, paying bills online means you no longer have to write checks, buy stamps and get the envelopes in the mail. A few clicks of your mouse takes care of it! If that’s not enough, you can download your data to balance your checkbook. If you use financial management software such as Quicken or Microsoft Money, you can download all your bank transactions and balance your checkbook without having to enter a single receipt.
It gets tricky adding up how much money online banking accounts can save you. There’s the cost of stamps and having checks printed. There’s also the money you save by not having to drive to the bank. The biggest savings, though, can be in fees. Having more control over transactions, and immediate access to your information, can help you avoid overdrafts and late fees.
The list of the benefits from online banking is growing everyday. In fact, most transactions now happen online.